US$1,050,000 as the standard amount, or US$800,000 for a qualifying targeted employment area or infrastructure project under the 2022 Reform and Integrity Act, with statutory adjustment provisions. Verify current figures before committing funds.
Plan on verified figures, not remembered ones
Hypothetical example: The amounts are set by statute and are subject to adjustment provisions, so a figure that was correct when a plan was drafted may not be correct when funds move. That matters particularly for a Selwyn household whose capital arrives on a staged schedule, because the gap between planning and funding may cross an adjustment date. Beyond the capital itself sit filing fees published in the USCIS fee schedule, project administrative fees where a regional centre is used, and professional costs.
The capital is the investment and must remain at risk; the fees are not investment and do not count towards the threshold. Keeping those categories separate in the household's own records prevents an unpleasant discovery later that the amount actually invested falls short of the amount required.