US$1,050,000 standard, or US$800,000 for a qualifying targeted employment area or infrastructure project under the 2022 Reform and Integrity Act, subject to statutory adjustment. Confirm current amounts from official sources.
Check the number on the day it matters
Hypothetical example: The thresholds are statutory and carry adjustment provisions, so a figure noted during planning may not be the figure in force when funds move. For a household whose capital arrives on a transaction timetable, that gap can matter. Separate from the capital sit government filing fees, published in the USCIS fee schedule, plus any project administrative fees and professional costs.
The distinction is not merely accounting: the capital is the investment and must remain at risk, while fees are expenditure and do not count towards the threshold. A Cavan Monaghan family should therefore hold the two categories apart in their own records from the outset, and should re-verify the applicable amount immediately before the funds are committed rather than relying on the figure that informed the original decision.